Even the most careful riders can get into an accident, and end up damaging their motorcycle and injuring themselves. The need for motorcycle insurance is absolutely clear. Whether you are riding a moped, a tourist bike, or a sports bike you should get motorcycle insurance which fulfils your needs and coverage requirements. The best motorcycle insurance companies are the one which strikes the right balance between adequate coverage and affordability. Safeco is one of the most affordable insurance company providing a wide variety of coverage options. Being a part of the Liberty Mutual Insurance Group, Safeco provides coverage options for almost all types of motorcycles, including cruisers, sportbikes, touring motorcycles, sport-touring bikes, custom motorcycles, trikes, dirt bikes, street bikes, big twins, scooters and mopeds as well. You must first get knowledge of how much is motorcycle insurance before signing up.
With the flexibility of choosing the right plan for you with the help of an independent agent, Safeco allows you to choose one which fits your lifestyle the best. Safeco’s basic policy coverage includes bodily injury coverage, property damage coverage, passenger liability coverage, and uninsured or underinsured motorist bodily injury coverage. The policy also has coverage for medical payments, in case of injury during the accident. Safeco’s policies also provide roadside assistance, in case your motorcycle breaks down in the middle of the road. With Safeco’s trip intervention coverage, collision coverage, and comprehensive coverage you can get your bike repaired whether you are an accident or if it has been vandalised during a fire or theft.
Safeco also provides additional coverage options including custom parts and equipment coverage which ensures that your bike is repaired wit the same custom parts. The OEM parts coverage enables you to get your motorcycle repaired with the original manufacturer’s parts in case you get into an accident and damage your motorcycle. The policy also provides gear replacement facility at no extra cost. A new bike replacement option is also available by Safeco for people owning Harley Davidson for two years. They also provide a $1000 compensation on safety apparels.
There are tons of discounts available with Safeco to help you save money on your motorcycle insurance. Discount offers like motorcycle safety foundation discount and homeowners discount help you save on your yearly insurance premium. Safeco also has a discount option available if you are a member of one of the 24 approved motorcycle riding club. With the mature rider discount, the longer you would ride, the more discount you would avail. With its 24*7 customer service, affordable pricing, and attractive discount offers, Safeco has become a popular choice among US citizens.